About Us

As a fiduciary with over 28 years of experience in the financial planning industry, Kip uses different tools and listens to his clients’ short- and long-term goals so that he and his team can build out several different portfolio options. He meets with his prospective clients twice to allow everyone to get to know each other and decide if they are compatible for doing business together. After these initial meetings, his team puts together a comprehensive plan accounting for the client’s goals, risk tolerance, desired return, and preferences.

He first got into this business because his parents worked hard their entire lives and finally retired. The financial advisor they worked with only asked his dad what he was interested in and offered no risk assessment, no diversification, no planning, and absolutely no explanation of the options he had access to. He was invested in two mutual funds that were not only in the same sector – they were in the exact same manufacturer. One company filed for bankruptcy, and the other lost 60% of its value. His dad worked up until his death, leaving his mom with very little.

During that time, Kip was finishing his second master’s degree at Southwestern Seminary, followed by serving as a youth pastor in Orange Park, Florida for 11 years. When he retired, he immediately went to work learning everything he could about helping people with their financial planning and has been doing so for 28 years.

Kip believes you should be able to retire and care for your family without having to worry about your money being wasted. Book a complimentary meeting with Hutto Financial Strategies today and gain more confidence knowing that your finances and your future are managed by professionals.

Kip held a series 6,7, 63 and currently holds a 65 license.

J.R. Sullivan is an insurance advisor focused on helping professionals, business owners, and families protect what matters most through thoughtful planning and personalized insurance strategies.

With nearly three years of experience in the financial services industry, J.R. began his career with Modern Woodmen, where he developed a strong foundation in risk management and client-focused planning. Today, he works closely with individuals and families to identify potential risks and implement insurance solutions designed to help safeguard their financial future.

J.R. specializes in working with clients during the early and middle stages of life, helping them navigate important decisions related to income protection, life insurance, long-term financial security, and family protection strategies. He believes that the right insurance plan can provide confidence and peace of mind through every stage of life.

Working alongside senior advisor Kip, J.R. helps clients evaluate their insurance needs as their circumstances evolve. Whether planning for a growing family, protecting a business, preparing for retirement, or creating a legacy for future generations, he is committed to building strategies that align with each client’s goals and priorities.

J.R. believes insurance planning should be proactive, practical, and easy to understand. His goal is to help clients make informed decisions today while creating a stronger foundation for tomorrow.

Based in Canyon, Texas, J.R. is committed to building lasting relationships and helping clients protect the people and goals that matter most throughout life’s journey.

Misti serves as a dedicated Client Liaison at Hutto Financial Strategies, where she plays a key role in ensuring every client feels supported, informed, and valued. She oversees the onboarding experience, coordinates appointments, and provides ongoing administrative support to keep client interactions seamless and efficient.

With a strong commitment to organization and responsiveness, Misti is passionate about building lasting relationships and delivering the high level of care that clients have come to expect from the firm. Her warm approach and attention to detail help create a welcoming environment and strengthen the firm’s mission of providing exceptional service at every step.